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You're covered until the age of twelve, otherwise you have to pay for it all. I got insurance with my school, but it doesn't cover it 100%.
I'm actually hoping that I'll need to go to the hospital to go under general anesthesia and get them removed that way, because if its done in a hospital, its free. I had to get a molar removed that way when I was 13 or so because a nerve was wrapped around the root of the tooth, and my orthodontist said I'd probably have to do it again when its time for my wisdom teeth to come out.
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