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Old 08-26-2009, 02:45 PM   #48
Beneath the Shadows
 
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Join Date: Jun 2007
Location: Nowhere
Posts: 1,835
Quote:
Originally Posted by Onyx View Post
I don't know if you're lying or just have a skewed perspective on who the poor are, but your comments reek of Reagan's Cadillac driving welfare queens. Either way, as someone who spent a good chunk of their life poor, with mostly poor friends, I call bullshit on your claim that you "know all sorts" of poor people with luxury electronics.
Call bullshit all you like. What I said is the truth, and saying "bullshit" won't change anything.

Quote:
Those that do probably either had them given as Christmas gifts or they don't really own the items.
In some cases, yes. But I wasn't thinking of those cases.

Quote:
There's a whole wonderful world of exploitation out there called rent to own that will allow a poorer person the ability to make low payments on TVs and computers for the low low price of 3X market value. Plenty of people are stupid enough to be taken advantage of in this market but, given that they're poor, they tend to lapse in the ability to pay at some point and lose the item. That's how these companies make their money. They let you use the item for a period and either make 300% profit on it or, after you've probably already paid enough for the item if you bought it at a store, they get take repossess it and then use the same item to do the exact same thing to the next person.
Most of the homeless people I know wouldn't choose that option simply because being homeless they're discriminated against. A homeless person walks into a store wanting to pent-to-own any piece of electronics, and the cashier and/or manager will instantly assume that that person just wants to pay a small amount for the item, turn around and sell it for more, and then disappear without paying the item off. No, if we wanted something like that, we'd save until we had enough money, and we'd lay our money on the table. (And I say "we" because once upon a time that included me.)
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