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Originally Posted by Beneath the Shadows
Call bullshit all you like. What I said is the truth, and saying "bullshit" won't change anything.
In some cases, yes. But I wasn't thinking of those cases.
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Then I'd like to know just how many cases you know of and also, once again, where the hell you live so I can move there. Because I've been broke and living in Cali, Colorado, Washington, Oregon, Arizona, Louisiana and Missouri. Nowhere that I've lived has there been many people living around me with nice new electronics or cars. In fact, the poorest neighbourhoods I've probably ever lived in, New Orleans, Louisiana, the neighbourhood pass time was hanging out on your porch talking to your neighbours because, even if you had a TV, you didn't have cable and reception, on the one or two channels that came in at all, was horrible. There's exceptions to every rule, however, those exceptions are few and far between.
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Most of the homeless people I know wouldn't choose that option simply because being homeless they're discriminated against. A homeless person walks into a store wanting to pent-to-own any piece of electronics, and the cashier and/or manager will instantly assume that that person just wants to pay a small amount for the item, turn around and sell it for more, and then disappear without paying the item off. No, if we wanted something like that, we'd save until we had enough money, and we'd lay our money on the table. (And I say "we" because once upon a time that included me.)
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None of the homeless people I've known would choose that option. When you're homeless you're pretty much forced to own no more than you can carry on your back. Anything more becomes a burden as you either have no place to store it or could be forced to relocate, on zero notice, at any time.
I was talking about the working poor as being the ones who go the rent to own route.