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I'm feeling... tentatively positive. I've decided to make myself a 7 year plan.
I now have my full time permanent job, and so long as nothing goes wrong with the company or life in general, I will for the moment assume that I will have this job for at least the next 7 years. And I'm hoping to get a little weekend job for extra cash as well.
So, Sometime in the next couple of weeks, I will set up a long term ISA account with my bank ( I am due to make an appointment to see someone there who will explain all the different types I could have and so on ). Into this account I plan to deposit £250-350 every month. The average will be £300 hopefully. Chucking 300 quid into that account for 7 years will mean I will have £21,000 by the time I'm 35. I'm hoping that will be enough for a deposit on a place of my own, but that will depend on what the rules and times are like then.
Before anyone asks why I am still living at home, well frankly I've had VERY bad luck with jobs my whole life, . I've been made redundant 3 times, laid off due to lack of work in the company, all sorts of shit.
It's pretty fucking expensive to private rent, and there is not a chance in hell the council would give me even a duplex flat, as being a "single" person with no children and not being in a crowded living environment, I am at the absolute bottom of the priority pile for housing. There are around 4 million people above me on the waiting list.
I can't get a place with friends, as all my friends are married with homes of their own, and even if they were not, sharing and paying rent with a friend or two is really no different to living at home, I just happen to be related to the people I'm living with
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